Best Senior Benefits News & Reviews

Senior care is crushingly expensive. Boomers aren't ready. Telethink Health Offers Cost Cutting Virtual Care for Seniors and Caretakers In the Home.   " The dilemma is particularly vexing for those in the economic middle. They can't afford the high costs of care on their own, yet their resources are too high for them to qualify for federal safety-net insurance. An estimated 18 million middle-income boomers will require care for moderate to severe needs but be unable to pay for it, according to an analysis of the gap by the Center for Retirement Research at Boston College." full article See Telethink Health for more details.

Shift to in-Home Health Care Creates an Opportunity for Home Health Aides " An estimated $265 billion worth of healthcare currently being delivered to Medicare patients in traditional medical facilities could shift to the home by 2025, according to research conducted by   McKinsey & Company ." The move to in-home care creates a unique opportunity for home health aides and agencies to fill the growing need for home health care in the United States-provided they take steps to manage workplace risks. more Health Care at Home Telethink Health

  Denied by AI: How Medicare Advantage plans use algorithms to cut off care for seniors in need " Health insurance companies have rejected medical claims for as long as they’ve been around. But a STAT investigation found artificial intelligence is now driving their denials to new heights in Medicare Advantage, the taxpayer-funded alternative to traditional Medicare that covers more than  31 million people ." more Helping Seniors Age in Place Telethink Health

 Helping Seniors Age In Place CONSIDER OUR DIRECT FAMILY CARE COVERAGE INSTEAD OF PAYING THOUSANDS WITH HIGH DEDUCTIBLE INSURANCE AND SAVE " A high-deductible health plan has a deductible of at least $1,400 for single coverage or $2,800 for family coverage."  Forbes Our network was recognized in 2021 by J.D. Power as a top direct-to-consumer telehealth provider, it was also ranked on the Inc. 5000 list in 2020 and 2021. We employ both technical and medical professionals, with over 750 board certified physicians, psychologists and psychiatrists providing quality care remotely. We don't want to take chances with our health but, at the same time office, urgent care and emergency room visits are expensive, even when you add up copays and deductibles. Out of pocket expenses are out of control. About 75% of all doctor, urgent care, and ER visits “are either unnecessary or could be handled safely and effectively over the phone or video,” according to statistics from the American...

The choice between traditional Medicare and Medicare Advantage? It’s easier than you think. (PART 2) Traditional Medicare’s upfront costs are high  "Traditional Medicare does not have an out-of-pocket cap. Unless people have supplemental coverage to pick up their out-of-pocket costs, their upfront costs in traditional Medicare are high. They easily could spend $3,000 on supplemental coverage and Part D prescription drug coverage. And, that’s on top of their Medicare Part B premium." more Eliminate high deductibles and copays for routine office visits with Telethink Health

Two visions of telehealth’s future "Congress in December extended eased rules permitting Medicare patients and those on high-deductible health plans to more easily access virtual care." more   #stophighdeductibles Telethink Health #nocopays for routine office visits.

Best Dental Plans for Seniors in 2023 Top 10 Highest Ranked Senior Dental Plans for 2023 There’s no age limit for wanting to have a beautiful smile, and seniors often have special dental needs. Moreover, people over the age of 65 are typically at increased risk of oral problems such as cavities, gum disease, and oral cancers. Only 53 percent of Medicare beneficiaries have dental insurance to cover costs for treatment of these oral  problems. 1  Unfortunately, many older adults face coming off of company health coverage when they retire, and most  Medicare sponsored plans  offer minimal or no dental coverage. This can leave a majority of aging individuals in need of a dental insurance plan at an affordable cost. We have put together a list of the top dental companies based on their availability, the number of in-network providers, coverage options, and cost. Here is our updated listing of the top senior dental plans for 2023. View Plans Stop paying high deductibles an...

Social Security: This Tax Surprise Could Shake Up Your Retirement How to get out of taxes on your benefits It's hard to avoid Uncle Sam, but there is a loophole that can help you get out of federal taxes on your benefits: invest in a Roth retirement account. Withdrawals from a  Roth IRA  or  Roth 401(k)  don't count toward your provisional income. If the majority of your savings are in this type of account, you could reduce your provisional income enough to lower or even eliminate federal taxes on your benefits. So, for example, if you were to withdraw $30,000 per year from a 401(k) while collecting $20,000 per year from Social Security, your provisional income would be $40,000 per year, and you'd owe taxes on up to 85% of your benefit amount. But say you were to withdraw that money from a Roth IRA instead, all other factors remaining the same. Your provisional income would be just $10,000 per year, and you wouldn't be subject to federal taxes at all. Taxes can be co...

  What is the Social Security early retirement penalty chart for 2023? You can begin to claim Social Security retirement benefits when you are 62, but doing so comes at a cost to the amount that you can receive each month. There are many considerations that one should take into account when thinking about when to begin to claim Social Security benefits   once you’ve become eligible . While it is possible to start once you’ve reached the minimum age of 62, it can come at a cost in the form of longer term reduced earnings.   more   Avoid high deductible payments/copays for doctors appointments and save with Telethink Health 24/7 access.

Telethink New Health America #Family and #Business CONSIDER OUR DIRECT FAMILY CARE COVERAGE INSTEAD OF PAYING THOUSANDS WITH HIGH DEDUCTIBLE INSURANCE AND SAVE About 75% of all doctor, urgent care, and ER visits “are either unnecessary or could be handled safely and effectively over the phone or video,” according to statistics from the American Medical Association and Wellness Council of America. Why not let the doctor come to you? Get started https://www.accessadoctor.com/get-started.html?pcode=GG69425 *Cancel anytime **Up to 7 dependents